Legal access follows local rules
Our Legal position is simple: account access depends on local law and the details you provide during account setup. We ask for a reachable phone number before account access, and we may check wallet or transfer details when a transaction needs confirmation. The service is intended
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for locations where local law permits. You are responsible for checking the rules that apply to you in Indonesia or elsewhere before opening an account. These terms also explain how we handle policy changes, account closure requests, personal-data questions and records connected with DANA, OVO, GoPay,
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QRIS, bank transfer and virtual account activity. If a rule changes, we place the updated wording on this Legal page so you can read it before continuing.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.